11 Ways To Exercise and Be Healthy While Saving Money

Staying fit can actually save you money. Keep the medical bills at bay by staying healthy with these 11 tips.

Exercising and eating healthy is a multi-billion dollar business. Think of all the weight loss formulas, food programs, membership gyms, and workout equipment, and workout apparel that we buy every day to stay healthy and look our best. Here are 11 ways to exercise and stay healthy without spending a lot of money.

1. Workout at home. With a couple sets of dumbbells, you can do shoulder press, curls, tricep extensions, push-ups, crunches, and lunges.
2. Buy a workout program. I have heard good things about the P90X workout program. It’s a legitimate program, with 15 different workouts. There are no gimmicks with this workout program. It’s the real deal.
3. Avoid weight-loss food programs. You don’t need Jenny Craig or Weight Watchers to eat healthy.
4. Eat out less. Most restaurant food has portions that are too big, and more they make more flavor by inserting fatty ingredients like cheeses, cream based sauces, and butter.
5. Negotiate a gym membership. They are VERY negotiable.
6. Get a dog. You’ll spend money taking care of a pet, but the long-term companionship and responsibility of walking them on a regular basis will get you out of the house more and make you go jogging or walking.
7. Don’t spend money on supplements. Supplements might help you lose weight quick or bulk up quick, but once you get off them, it’s easy to quickly gain the weight back or become softer.
8. Get 7 to 8 hours of sleep.
9. Eat a breakfast full of fiber and protein. Oatmeal and eggs have a lot of fiber and protein, plus they are cheap to make. They will also keep you full until lunch.
10. Shop at discount retailers for workout apparel and shoes. For shoes, I always check shoe stores like Rack Room, Famous Footwear, and Marshalls.
11. Buy a bike on Craigslist. Why spend $800 on a new road bike, when you can get a used on for half the price? I found a guy in my neighborhood that rebuilds bikes, and he sold me one for $60! 

 

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Got Fleas?

No one likes itchy fleas crawling all over the place. Protect your home and your pet while saving money on flea treatments with these all-natural flea repellents.

It’s that itchy, scratchy season for pets when fleas rear their ugly, annoying microscopic heads. Of course there are lots of chemical treatments and collars that can wipe out the annoying pests. But if those chemicals aren’t safe for you or your children to touch, do you really want them on your furry friends?

Click Here for some more natural flea remedies

 

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Last Minute Vacation Ideas Before School Starts

Trying to fit in one more vacation before school starts? Try these travel sites to find last-minute deals that could save you hundreds.

Sometimes you just have to get away. If your wanderlust gets the better of you and the traveler inside is itching to hit the road, there are several Web sites equipped to help — fast. Whether it be a weekend getaway or a full-blown vacation, the following sites are a few of a growing number that are wholly or in part dedicated to helping you plan a last-minute trip.

For best results, keep an open mind and stay flexible — the cardinal rules of traveling last-minute on the cheap. Check out these four sites when the travel bug bites.

Top 4 Last Minute Travel Sites:  click here

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New Flex Loan Available In TN

Have you heard about our new flex loan? Ask your local Check Into Cash associate about it today!

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10 Back-To-School Shopping Tips that Save Money

The new school season is right around the corner. Before you spend your entire budget, read these tips on how to save money on school supplies.

To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Here are 10 great ideas for how to get everything they need and save a few bucks doing it.

Hold off buying trendier gear

Kids may love a certain lunch box or pencil case they find in July, but once they start school and see that their friends are all using another kind, they’ll beg you to upgrade them, and that only results in wasted cash.

Shop end-of-summer sales

You know as well as we do that kids wear short sleeve polo shirts all year long, so hit the big summer sales and snap up discounted duds that can be worn well into fall.

Stick to the list

The teacher’s supply list at the start of a new school year is daunting enough so don’t waste time and money on unlisted items. Extra supplies, while they may be cute, will probably never get used and just leave your pockets empty.

Head to the supermarket for basic supplies

Check weekly circulars for great deals on pens and loose-leaf paper, and get your weekly grocery shopping done at the same time. Bonus: buying everything in one place will save time and gas money!

Let the kids raid your cabinets

The kids can select home-office supplies and then personalize them in unique ways. For example, decorate inexpensive plain, white binders with digital photos by creating a collage and inserting the page into the plastic outer cover.

Host a back-to-school swap

Round up a couple of other moms with kids the same gender as yours but different ages, and host an annual clothes swap. Trade toys and books, too! You’ll save a bundle.

Plan lunch

When you’re in charge of what your child eats, you’ll save yourself money. Check the weekly circulars at your local supermarkets for sales. If turkey isn’t on sale one week and ham is, go for the ham!

Buy bright

Lost school supplies may be a given, but gear that’s hard to miss can stave off the inevitable. Pack all their pencils, erasers, and other goodies into a bright backpack or pencil pouch to keep them from disappearing.

Shop the big three

Old Navy, Gap Kids, and The Children’s Place rotate merchandise often. Ask when they do their markdowns so you can grab the deals. Also, if you see an item you bought in the past 14 days on sale later, you can get the difference refunded, you don’t need the clothing, just the receipt.

Browse craigslist.org

Yes, you can find top-quality stuff on the cheap, but you can be a seller, too. Why not get some cash for that barely worn, now outgrown brand-name outfit? Just enter your location and click on “Baby and Kids.”

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Celebrate Independence Day in style with these party favor ideas.

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