Afford Your Dream Designer Handbag

The heart wants what the heart wants, and the heart wants handbags! Purses from Chanel and Louis Vuitton have invaded fashion magazines and become the staple among celebrities. Some women spend outrageous amounts of money to sport the latest model, but getting your hands on fashionable handbags shouldn’t involve taking out a mortgage on your house. If you crave designer handbags but can’t afford the prices, check out these three ways to stay stylish and stay in budget:

I Dream of Louis

• Saving: The first and most obvious of the three is saving. Saving can get you almost anything, but the time it takes to save up turns many people away from saving and closer to maxing out their credit cards. No handbag purchase should happen on impulse. A true, high-quality luxury brand should be looked at as an investment. Famous brands like Louis Vuitton give customers a one-of-a-kind product that has undergone a rigorous manufacturing process. High-fashion designs, luxurious materials, and impeccable finishes make a Louis Vuitton handbag a long-lasting product your grandkids could inherit. Buying a designer handbag, as with any other investment, requires planning and strategic allocation of funds — even when that means feeding your piggy bank an extra $20 every chance you get.
• Shopping Consignment Stores: Unlike the popular Goodwill and Salvation Army stores throughout the country, upscale consignment stores have become sources for gently used designer clothing and accessories. These stores feature some of the best-known brands in the fashion world at significantly reduced prices, depending on condition and brand. While special edition handbags and more popular designs may still be higher priced at consignment stores, you’ll find them at significantly lower prices than when buying them new at a brand boutique or at a retail store. Because of their lower prices, consignment stores do require some extra work and shopping — sought-after designer brand handbags fly off their shelves pretty quickly. You’ll need to set up some sort of handbag surveillance system or make friends with the store clerk to get a heads up on when new merchandise comes in.
• Renting: Sites like Bag Borrow or Steal have sprung up all over the web. These sites provide you with the option to rent high end designer handbags for differing periods of time (usually on a weekly or monthly basis). You can rent an $875 Speedy 30 Louis Vuitton bag from Bag Borrow or Steal for $150 per month. Are you a Chanel girl? Grab a $4,500 shoulder handbag from the famous designer brand for $350 per month. This is top dollar to pay for a rental, but for handbag lovers nationwide, saving as much as a month’s rent for a Louis Vuitton they love might be the one way they can have their bags and wear them too. If you want to use services like Bag Borrow or Steal, make sure you carefully read through their borrowing and return policies. You don’t want to rack up a bill for not returning the bag on time. If you feel like you can’t part with your pretty bag after renting it, most online stores have a purchase option at reduced prices based on the condition of the desired item.

Payday Advances and Your Handbag

Saving to buy the designer handbag of your dreams at a discount is a great financial practice. Not only are you encouraging yourself to save, but you’re also doing so with a goal in mind, which often makes saving more successful. For whatever else life throws at you, a payday advance is a great way to deal with financial emergencies. Discount payday advances are conveniently deposited into your personal bank account, typically just 24 hours after you’re approved. They’re a convenient way to keep you out of financial trouble while you perfect the art of saving for bigger things — like designer handbags!

 

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Achieving Financial Bliss As a Couple

Financial problems can quickly ruin a relationship and are sometimes considered a sign of bigger marital problems. In fact, money issues are one of the leading causes of divorce. The good news is there are certain steps you can take to keep your finances in check and help prevent your relationship from turning sour.

Be an Open Book

Communication is key when you add money into the equation. The first piece of advice is to sit down with your partner and discuss your finances. Your financial baggage will determine a number of decisions you will have to make as a couple, including how you’ll budget for expenses, how those expenses will be shared, how you’ll deal with debt, and how you’ll handle accounts.

This discussion will not be effective unless you approach it openly. For many, this first step can be difficult, since showing where you truly stand financially is very personal. Money and how you manage (or mismanage) it can push some buttons. Before you begin, agree to look at how both of you can improve rather than point fingers at each other for what you have been doing wrong.

Planning is Essential

Once you know where you stand and where you want to go financially, it is time to start planning how you’ll achieve your goals. Because there are two of you now, negotiating and prioritizing expenses will need to be part of the equation.

Even when one of you takes the lead on financial matters, it is important that the two of you meet regularly so you are both aware of what your current financial situation is, what can be improved, and what your new financial goals are.

Discount Payday Loans in Financial Bliss

Among the different issues couples face are financial hardship and emergency expenses. A few lucky couples manage to save a decent emergency fund while others face stress and uncertainty. Whether you have an emergency fund or not, the prospect of being short on money is scary. For more and more people, discount payday loans have become an invaluable source of emergency cash.

A discount payday loan is a short-term loan that can help you cover emergency expenses. These convenient loans work perfectly for urgent situations, as the money can be deposited directly into the customer’s checking account, providing faster access to extra cash.

Look Ahead

Stick to the plan you’ve created, tweaking things as your circumstances change. Achieving financial bliss has a lot to do with planning, as well as compromise and communication.

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Achieving Financial Bliss As a Couple

Financial problems can quickly ruin a relationship and are sometimes considered a sign of bigger marital problems. In fact, money issues are one of the leading causes of divorce. The good news is there are certain steps you can take to keep your finances in check and help prevent your relationship from turning sour.

Be an Open Book

Communication is key when you add money into the equation. The first piece of advice is to sit down with your partner and discuss your finances. Your financial baggage will determine a number of decisions you will have to make as a couple, including how you’ll budget for expenses, how those expenses will be shared, how you’ll deal with debt, and how you’ll handle accounts.

This discussion will not be effective unless you approach it openly. For many, this first step can be difficult, since showing where you truly stand financially is very personal. Money and how you manage (or mismanage) it can push some buttons. Before you begin, agree to look at how both of you can improve rather than point fingers at each other for what you have been doing wrong.

Planning is Essential

Once you know where you stand and where you want to go financially, it is time to start planning how you’ll achieve your goals. Because there are two of you now, negotiating and prioritizing expenses will need to be part of the equation.

Even when one of you takes the lead on financial matters, it is important that the two of you meet regularly so you are both aware of what your current financial situation is, what can be improved, and what your new financial goals are.

Discount Payday Loans in Financial Bliss

Among the different issues couples face are financial hardship and emergency expenses. A few lucky couples manage to save a decent emergency fund while others face stress and uncertainty. Whether you have an emergency fund or not, the prospect of being short on money is scary. For more and more people, discount payday loans have become an invaluable source of emergency cash.

A discount payday loan is a short-term loan that can help you cover emergency expenses. These convenient loans work perfectly for urgent situations, as the money can be deposited directly into the customer’s checking account, providing faster access to extra cash.

Look Ahead

Stick to the plan you’ve created, tweaking things as your circumstances change. Achieving financial bliss has a lot to do with planning, as well as compromise and communication.

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